Bank of America Commercial Prepaid Card can be used to purchase goods and services, make online purchases, or pay bills. Connect and get access to your funds 24 hours a day, 7 d…
Bank of America Commercial Prepaid Card can be used to purchase goods and services, make online purchases, or pay bills. Connect and get access to your funds 24 hours a day, 7 days a week anywhere Visa or Mastercard is accepted.
Bank of America Commercial Prepaid Card can be used to purchase goods and services, make online purchases, or pay bills. Connect and get access to your funds 24 hours a day, 7 days a week anywhere Visa or Mastercard is accepted.
last reviewed: SEP 01, 2020
There may be several ways to check your prepaid card account balance. Your cardholder agreement may tell you how to check your balance and whether there is a fee to use a particular method to check your balance.
Most cards offer one or more of these ways to check your prepaid card balance
Automated customer service
You can contact customer service to check your balance. You usually won’t be charged a fee if you get your balance through the automated phone system.
Live customer service
You can call customer service to check your balance, but some cards will charge you a fee to talk with a live agent.
Online/Mobile App
Some prepaid cards allow you to check your balance on the internet if you set up an online account. Usually this service is free.
Text message
Some prepaid cards give you the option to receive your account balance through text message free of charge, but you may pay a fee to your cell phone provider for the text messages.
ATM
Some prepaid cards allow you to check your balance at an ATM, but you may pay a fee.
Still have questions about prepaid cards?
If you’re considering getting a prepaid card or account, we have information that can help you choose the right one for you. We also help you understand your rights.
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Grow your customer base with Visa Commercial Prepaid
With broad appeal to small, medium, and even large companies, Visa Commercial Prepaid is a great way to help attract more customers. There are three primary card categories:
Travel and expense
Issued to employees or contractors and used primarily to pay for business-related travel and entertainment expenses
Purchasing cards
Issued to commercial entities, both public and private, and used to pay for general business expenses
Prepaid Cards for business
Issued to employees, contractors, sole proprietors, or self-employed individuals and used to pay for business travel and general business expenses
Commercial Prepaid Benefits that make a difference for a spectrum of stakeholders
For issuers
- A way to expand their portfolio of business offerings with a product that complements Small Business Debit and Credit Card programs
- An offering with broad appeal to small, medium, and large companies
- A source of added revenue with potentially higher interchange
- A way to attract new customers and strengthen current relationships
For businesses:
- Control business spending – only fund the necessary amount and easily monitor spending
- Secure and private – cardholders can only access funds loaded to their card by their employer
- Easy integration with existing accounting software and programs
- Flexibility to add or remove funds quickly and set controls to meet changing needs
- Simpler process – no petty cash or credit cards, no need to reimburse or reconcile spending
For employees/contractors:
- A convenient way to cover business expenses without paying out-of-pocket
- No credit checks to receive the card
- No fear of overspending – only a pre-loaded amount is available
- No expense reporting – purchases are digitally tracked, no keeping receipts and filing reports
A flexible product that supports multiple use cases
Employee expense management
An effective way to cover general business and employee expenses. Cards can be easily issued with no credit check, and funds may be added or removed instantly.* Employers can track business purchases and set limits.
Gig economy disbursements
For companies with independent workers, freelancers and contractors, or delivery or ride-sharing workers. It improves logistics for pickup and delivery services, from takeout to groceries, facilitating on-demand delivery payments.
*Features and functions may vary based on your issuing financial institution’s program.
Get in touch
To learn more about Visa Commercial Prepaid, contact your Visa Account Executive or send us an email.