Bank of america routing number houston texas

Such identification marks such as a routing number was invented back by the American Bankers Association in 1910 as a way to simplify check processing and make it more secure. Routing number invention meant that the paying bank started to be uniquely identified, so that the bank clients could become sure that they would get the money from the payer’s bank.

Continue reading below to find your Bank of America routing number and learn more about money transfers.

Table of Contents

• 1 What Is a Routing Number?
• 2 Bank of America Routing Number by State
• 3 Other Ways to Find Your Bank of America Routing Number
• 4 Routing Number For Wire Transfer
• 5 How is Your Bank Routing Number Used
• 6 Conclusion

What Is a Routing Number?

A routing number is a 9-digit code that banks use to identify themselves. Think of it as an address that lets other banks know where to find your money. Routing Numbers are used to identify your bank whenever you make a financial transaction like writing a check, setting up direct deposit, or using your bank’s Bill Pay feature.

You need your routing number for many tasks, including:

• ACH payments
• Setting up direct deposit
• Receiving benefits from the government, including tax refunds
• Transferring money between accounts at different banks or investment firms
• Automatic bill payment
• Domestic wire transfers

Many banks have more than one routing number, especially if they have branches in several states. Bank of America has branches throughout the United States and uses different routing numbers for each state.

As mentioned above, your Bank of America routing number is associated with the location of the bank where you opened your account. Even if you bank at a different Bank of America branch, what really matters is the bank where you opened your account.

Bank of America routing numbers by state:

Other Ways to Find Your Bank of America Routing Number

Use a Check: For checking accounts, you can find the routing number in the lower left-hand corner of the checks corresponding with your checking account. It’s the first 9 digits located at the bottom of the check.

Go Online:

1. On the Bank of America website, visit the Information and Services tab after logging into your account to find your routing number.
2. On the mobile app, sign in and select the Accounts Overview tab to select your checking or savings account. Scroll down to the Account Details heading.

Call Customer Service: Call Bank of America at 800.432.1000, Mon–Fri 8 a.m.–11 p.m. ET or Sat–Sun 8 a.m.–8 p.m. ET. After you provide a few specific details to identify yourself, a representative will be able to confirm your account’s routing number.

Routing Number For Wire Transfer

Wire transfers are helpful if you are sending money between two international/domestic bank accounts or want to send money with more security than a traditional ACH transfer.

For all domestic and international wire transfers using a Bank of America account, the routing number is 026009593.

For a Domestic Transfer

To send a domestic wire transfer, you’ll also need:

• The name and location of the recipient’s bank
• The recipient’s account number
• Recipient bank’s wire transfer routing number

For a International Transfer

• For all international wire transfers, use the routing number 026009593 and the appropriate Bank of America SWIFT code depending on which currency is being sent:
  • US Dollars: BOFAUS3N
  • Foreign currency: BOFAUS6S
  • Not sure? Use: BOFAUS3N
• To send an international wire, you’ll also need:
  • Recipient bank name, address, and country
  • Recipient account number (you may need a country-specific account structure for international bank accounts)
  • Currency of recipient’s account (foreign currency or US dollars)
  • Recipient bank’s SWIFT code
  • Purpose of wire

How is Your Bank Routing Number Used

If you have a Bank of America account, there are various reasons you might need to know your bank routing number. Here are some of the most common ones:

• Making online or phone payments
• Setting up automatic bill payments
• Processing checks
• Transferring money

Conclusion

Understanding your Bank of America Routing Number is crucial in order to better understand your finances and how to manage them. Knowing your Bank of America routing number can save you some time when you need to accomplish different banking tasks. But routing numbers can differ, depending on the state in which your account was opened and the type of transaction you make, so be careful!

However, if you don’t have a bank account yet, definitely take a look at our list of Bank of America Bonusesor CD Rates for all your banking needs.