Bank of america travel rewards card foreign transaction fee

after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases

Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.

Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.

Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.

If you're a Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.

See Terms intro APR for 18 billing cycles, See Terms APR after that

See Terms intro APR for 18 billing cycles for any balance transfers made in the first 60 days, See Terms APR after that

Balance Transfer Fee 3% (min $10)

Bank of America Travel Rewards credit card Pros & Cons

25,000 points initial bonus ($250 in travel)

No annual fee or foreign transaction fees

User-friendly travel rewards redemption

Requires excellent credit

Bank of America Travel Rewards credit card Review

View 1622 User Reviews

cash advance fee See Terms
cash advance APR See Terms
foreign transaction fee 0%
smart chip Yes, chip-and-PIN
max late fee See Terms
max overlimit fee $0
max penalty APR 29.99% (V)
grace period See Terms

at Bank of America's secure site

Contactless Cards - The security of a chip card, with the convenience of a tap.

This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

at Bank of America's secure site

Can't find what you are looking for? Submit your question about Bank of America® Travel Rewards credit card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

How can I redeem my Bank of America Travel Rewards points?

Christie Matherne, Credit Card Writer

You can redeem Bank of America Travel Rewards credit card points for statement credit to cover travel purchases made in the past 12 months. The card's points can also be used for gift cards or for cash back, via paper check or a Bank of America deposit-account credit.

You can redeem your points by signing in to your account online or on the BofA mobile app, or by calling (800) 434-8313. The Bank of America Travel Rewards credit card gives at least 1.5 points per $1 spent on purchases, so that can add up quickly.

How to Redeem Bank of America Travel Rewards credit card Points Online

  1. Log in to your Bank of America account online.
  2. Select the Bank of America Travel Rewards credit card.
  3. Click on the “Rewards” tab.
  4. Browse the rewards options and redeem your Travel Rewards points.

If you travel frequently, you should have no trouble redeeming your Bank of America Travel Rewards credit card points. While you can't actually use points to purchase travel directly, you can pay for a travel purchase with the card through the BofA Travel Center and earn 3 points per $1 spent. Two days later, you can redeem those points to count toward the travel purchase as long as you have at least 2,500 points ($25 travel value).

If you don't want to wait, you can redeem immediately for cash back once you've collected at least 2,500 points ($15 cash back value). But you'll need at least 3,125 points to use Travel Rewards points for gift cards.

What Counts as Travel for the Bank of America Travel Rewards credit card?

One great thing about redeeming Bank of America Travel Rewards credit card points for your travel purchases is BofA's broad interpretation of what counts as a travel purchase. You can use points toward purchases at places like:

  • Circuses
  • Art galleries
  • Amusement parks
  • Tourist attractions
  • Boat rental agencies
  • Zoos
  • Plane tickets
  • Hotel reservations
  • Airbnb rentals

As you can see, the redemption options given by Bank of America Travel Rewards credit card offer great flexibility. On top of that, there are no blackout dates or restrictions.

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Share your insights and review the Bank of America® Travel Rewards credit card

What's Your Rating?

sharon_16

August 8, 2021 • @sharon_16

1 Star Rating

I’ve never had any issues using credits for travel with BOA until they did a system change about a year ago. The new search engine is HORRIBLE. It will not allow you to book using mixed seat classes anymore forcing me to book individual one way segments. Not only does it end up costing more points but an absolute nightmare getting the airline to recognize that you’re actually traveling through the segments. They used to use the Orbitz search engine which gave so many options. Not anymore. Worst upgrade ever!

Comment

Symeon

August 2, 2021 • @hatziioannidissymeon

5 Star Rating

Verified Customer

Rewards given after 30 days from the spending on a daily basis that give me the flexibility to spend as usual in any categories without any issues! Thank you Bank of America again give me the chance to improve my credit !!

Comment

wadegastin

June 20, 2021 • @wadegastin

5 Star Rating

Verified Customer

I like the $1000 requirement in 90 days. However I think the mileage reward of only 25000 miles is too low. How about spend $5000 in 180 days and the reward is 50000 miles or $10000 in 365 days for 100,000 miles. Now that I like

Comment

Lena Bazhyn

February 27, 2020 • @otchoudov

1 Star Rating

BEWARE! Due date fell on the National holiday and my bank posted the payment the day after. Was charged a late fee and when I called to have the fee waived they REFUSED to do so. I was never late with my payments not with this card nor with any others and have been with BOA for many years and it was my number one card I used. Won't be anymore.

Comment

pusan1166

November 24, 2019 • @pusan1166

1 Star Rating

I kept having trouble using the Travel Rewards Visa abroad. It was blocked almost every time and I needed to make international calls. This was a real pain. One or two times would be just fine to secure the safety of the card. However, I needed to call more than 10 times. The problem has never been resolved. I gave it up. I don't use this card any longer.

Comment

red116

October 31, 2019 • @red116

1 Star Rating

I applied for credit card because I love Alaska Airlines. Their associated credit card is terrible, awful inaccurate. I set up auto pay so I didn't need to worry about a late payment. I received late fees because it didn't work. I had to call and set it up with an agent. 4 months later, it took. At that point, I had a 0 balance. They took a payment of over 125.00 twice! I wanted my $$ back. It is over a week, still no check. Although they took it out of my account, they were unable to return the $$ the same way. I have done auto credit card payments in several positions, all that is needed is to enter the amount in as a minus (-).

Comment

Emmari D

July 4, 2019 • @fdeala30

1 Star Rating

Warning: Do not use Travel Center for your travel needs!! Better to use rewards for credit back into your account. Very difficult to change or cancel reservation. There's no direct login to travel center site. I had to call customer service # to cancel and they charged me a fee for cancelling and speaking to a rep! I will not make that same mistake again. Better to go with Capital One Travel Visa, when you make a reservation to use points you know exactly what the fees will be for cancellation, regardless if cancellation was done online or by phone.

Comment

Leah Yolo

April 23, 2019 • @wapato74

1 Star Rating

I don't like your website login; it is a nightmare. I have had to change my password too many times to count, then when I finally do get it right, I still can't get in because of the challenge questions. All I want to do is redeem my points and cancel the account. Is that too much to ask?

Comment

Christine Corning

May 15, 2018 • @Corningstone

1 Star Rating

As a BOA customer I thought his would be the best option. However, after using it to book travel for work and a vacation for my families I have 16,000 points which only earns me a whopping $160.00 credit toward my travel balance. Not worth it IMO.

Comment

Egor Nozdrya

January 12, 2018 • @enozdrya

5 Star Rating

I love it. No annual/foreign fees, good points on all purchases, good support, convenient online banking. Never had issues if setting travel alert ahead. Easy points redemption as travel credit. Additional cards for authorized users (my kid using it overseas while on exchange program, my spouse travels with additional card, no need for separate one). It covers most of my needs - the only other travel thing you need besides Americard is a no-annual-fee penalty-free debit card to use at foreign ATMs (something like CapitalOne360 mastercard)

Comment

Review Bank of America® Travel Rewards credit card

To help potential applicants learn more about the Bank of America Travel Credit Cards, WalletHub posed the following questions to a panel of experts. You can see who they are and what advice they had to share below.

  1. Bank of America rewards credit cards give bonus rewards to BofA banking customers; are there any other benefits to having a credit card and a checking/savings/investment account from the same bank?
  2. Why does the BofA Travel Rewards Card have a special initial rewards bonus for online applicants?

Akash Dania
Ph.D., Professor of Finance, Editor-in-Chief, Accounting and Finance Research, College of Business, Delaware State University
Read More

Jacqueline R. Jaeger
MBA, Certified Financial Planner, Adjunct Business Faculty and Insurance CE Adjunct Instructor, University of Dubuque, Adjunct Instructor, Community Educators, LLC
Read More

Carlin A. Nguyen
Ph.D., Assistant Professor of Marketing, College of Business and Economics, California State University, Los Angeles
Read More

Dwayne D. Gremler
BGSU Distinguished Teaching Professor, Department of Marketing, College of Business Administration, Bowling Green State University
Read More

Kevin McEvoy
Ph.D., Assistant Professor In-Residence, Marketing Department, University of Connecticut
Read More

Christopher Lynch
Finance Instructor, University of Delaware Lerner College of Business and Economics
Read More

More Experts

Bank of America® Travel Rewards credit card

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Are there foreign transaction fees on Bank of America travel Rewards card?

Bank of America Travel Rewards credit card Review It also rewards all users with at least 1.5 points / $1 spent on all purchases, and it has a 0% foreign transaction fee. So, if you have an excellent credit score, the Bank of America Travel Rewards card can save you some money on airfare, hotels, rental cars and more.

How much does bofa charge for foreign transaction fees?

Credit card foreign transaction fee chart.

Does Bank of America travel Rewards Pay for Global Entry?

Bank of America® Premium Rewards® credit card. Get up to $200 in combined Airline Incidental and TSA PreCheck®/Global Entry Statement Credits.

How do I avoid foreign transaction fees when traveling?

The easiest way to avoid a foreign transaction fee is to use a debit or credit card that waives foreign transaction fees while traveling abroad. Luckily, there are plenty of credit and debit card options that offer this perk for those crossing borders.