Additional Insured. For the Commercial General Liability Insurance,Comprehensive Business Automobile Liability Insurance, and Garage Liability Insurance required below, the Contractor shall cause to be included in each of its policies ISO form CG 20 10 11 85 (or a form or forms that provide equivalent coverage, such as the combination of CG 20 10 04 13 and CG 20 37 04 13), form CA 20 48 10 13 (or a form or forms that provide equivalent coverage), and form CA 00 05 (or a form or forms that provide equivalent coverage) naming as additional insureds: The People of the State of New York, the New York State Office of General Services, any entity authorized by law or regulation to use the Contract and their officers, agents, and employees. An Additional Insured Endorsement evidencing such coverage shall be provided to OGS after renewal and/or upon request. A blanket Additional Insured Endorsement evidencing such coverage is also acceptable. For Contractors who are self-insured, Contractor shall be obligated to defend and indemnify the above-named additional insureds with respect to Commercial General Liability, Comprehensive Business Automobile Liability, and Garage Liability Insurance in the same manner that Contractor would have been required to pursuant to this section had Contractor obtained such insurance policies. As clarification, “The People of the State of New York” means the State of New York and its subsidiary governmental entities. This is the name in which the State, as a governmental entity, enters into contracts, takes title to property, and initiates legal actions. Using the term “People” does not mean that the insurer is insuring all residents of New York State; rather, it means that the State government is being insured. Show Related to Blanket Additional Insured
How do I list my additional insured?Adding the additional insured typically requires only the name and address of the individual or entity that the named insured would like to add. The cost to add a party as an additional insured will vary depending on the provider, though it may be as little as $50.
What is a blanket endorsement?A blanket additional insured endorsement enables a policyholder to extend coverage to multiple third parties without having to specifically name or request such a status for each.
What does it mean to be named as an additional insured?An additional named insured is a person or business that is named somewhere else in the policy. An additional named insured will have the same rights as a “Named Insured” but typically won't be responsible for the premium.
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