Can i open a savings account online with wells fargo

Opening a new account – much like going off to college – is a rite of passage for many students. The account you choose can help you ease into the habit of managing your own money and making good financial decisions while in school. Here’s a guide on how to open your first checking or savings account:

Figure out what you need

When it comes to determining what accounts will work for you, review your needs. Are you looking for an easy way to access cash? Will you need to write checks? Do you need a way to set money aside for longer-term savings goals? Also, consider the proximity and availability of your bank’s ATMs and branches, in addition to other personal preferences that may be important to you like online banking and overdraft protection.

The type of account you require will be based on your personal and financial needs and goals, so it’s important to know these before choosing your accounts.

Consider your options

Once you’ve identified your needs, evaluate your options:

  • Checking account: A checking account can be opened individually or jointly, and you’ll need your basic information, Social Security number, driver’s license, and a minimum opening deposit amount. Most checking accounts come with checks, some don't - choose which you'll need. The account can usually be linked to a debit card – giving you quick access to cash – and can be managed online, as well as at ATMs. Wells Fargo also has a unique service for cardholders called Card Design Studio® service, where you can insert your favorite image to appear on your Wells Fargo Debit Card. You can also provision your debit card to a digital wallet.
  • Savings account: Similar to checking, you’ll need to choose between an individual or joint savings account, and be prepared with the same basic information and an opening deposit amount. It is never too soon to start saving for your future financial goals. With an account like Wells Fargo Way2Save Savings , you have the opportunity to save automatically by linking to your checking account.

Actively monitor your accounts

Once you’ve set up your accounts, review your options for monitoring and managing them. One way to keep tabs on the status of your accounts is with alerts sent right to your email or wireless device. By signing up for these alerts, you can be notified quickly when a transaction takes place, allowing you to help monitor your account activity wherever, whenever.

There are a variety of Wells Fargo products that can assist you in managing your accounts. Wells Fargo Online® gives you 24-7 access to your accounts with activity details as well as various alerts you can choose from. And with Wells Fargo Mobile®, you can check your accounts on the run – choose from the mobile website or apps to help access your account.

Opening your first bank account is just one milestone in your financial future. Once you get started with opening an account, you’re one step closer to building a solid financial foundation for years to come.

Our best checking account for managing day-to-day financial needs

Can i open a savings account online with wells fargo

Bank conveniently

Most popular account with access to mobile deposit, Bill Pay, Zelle®, and contactless debit card

Can i open a savings account online with wells fargo

Write checks

Need to write checks? Everyday Checking makes it simple

Can i open a savings account online with wells fargo

Enjoy peace of mind

We've got you covered with optional Overdraft Protection

Can i open a savings account online with wells fargo

Make the grade

Designed with mobile in mind, this standard checking account is also ideal for college students

Everyday Checking fees and details


Monthly service fee

$10 each fee period

You can avoid the $10 monthly service fee with one of the following each fee period:

  • $500 minimum daily balance
  • $500 or more in total qualifying direct deposits
  • The primary account owner is 17 - 24 years old
  • A linked Wells Fargo Campus ATM Card or Campus Debit Card (for college students)
Minimum balanceNo minimum daily balance required
Minimum to open$25 minimum opening deposit
Overdraft servicesWells Fargo offers convenient ways to help you stay on top of your account and keep track of your balance to avoid overdrafts.
Other feesQuick view of account fees (PDF)
Age requirements to openMust be 17 or older
17 year-olds must open at a branch – see what you'll need
How to open an Everyday Checking accountOpen now

Make an appointment at a branch

Do more with the Wells Fargo Mobile® app


Can i open a savings account online with wells fargo

Plus all the features of a Wells Fargo checking account



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Customize your banking experience

Can i open a savings account online with wells fargo

Wells Fargo credit cards – choose a credit card that fits your life

Can i open a savings account online with wells fargo

Way2Save® Savings – start saving money faster with a linked Wells Fargo savings account


Checking FAQs

You can apply online or in person:

  • In just minutes you can apply through Wells Fargo Online® for a checking or savings account, credit card or loan.
  • Or visit a Wells Fargo branch near you.

Enroll in Wells Fargo Online from your desktop or mobile device for secure online access to your accounts. Once you've enrolled, you'll receive an email confirmation, and you'll be ready to sign on and manage your accounts.

See more Banking FAQs


Can you make a Wells Fargo saving account online?

How do I open an account? You can apply online or in person: In just minutes you can apply through Wells Fargo Online® for a Checking or Savings Account, Credit Card or Loan. Or visit a Wells Fargo branch near you.

What are the requirements to open a savings account Wells Fargo?

Wells Fargo requires a minimum deposit of $25 to open an account. Be sure to bring cash or a check with you so you'll be able to deposit money into your new account.

Can you open a savings account online?

Different financial institutions have different processes, but you can typically request to open a savings account either online, in-branch or over the phone. If there's a minimum deposit requirement, you'll need to deposit that amount or more.

Does Wells Fargo offer savings account?

Yes. You can open a Way2Save savings account without a Wells Fargo checking account.