Can you withdraw money from atm without debit card

Although you live in a largely digital-led world, sometimes you still need cash. And the easiest way to get it is from an ATM. Normally, to withdraw cash from an ATM, you need a Debit Card/ATM card, but that is not always true. With an HDFC Bank Savings Account, you can now make cardless cash withdrawals. Yes, you heard that right! This facility enables you to withdraw cash securely and conveniently from ATMs without using a bank card. Even your beneficiaries can get cash from the ATM with just a mobile number.

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How to do a Local Cash Withdrawal
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Can we withdraw money from ATM without card?
How can I withdraw money without my debit card?

Here’s how you can use the Cardless Cash feature with HDFC Bank:

Add a beneficiary

You need to add a beneficiary before initiating the request.

Login to HDFC Bank NetBanking >> Funds Transfer >> Request
Click on Add a beneficiary >>Cardless Cash Withdrawal

Enter the beneficiary details, click ‘Add’ and ‘Continue’
Reconfirm the details and click on ‘Confirm’
Enter OTP (One-time Password) received on your mobile number to complete

For security reasons, the beneficiary will be activated after a period of 30 minutes.

Request for cardless cash withdrawal through HDFC Bank NetBanking

Login to HDFC Bank NetBanking >> Funds Transfer
Click on ‘Cardless Cash Withdrawal’
Select ‘Debit Account and beneficiary details’ and click ‘Continue’.
Check the beneficiary details and enter the amount to be transferred.
Enter the OTP (One-time Password) received on your registered mobile number to generate the request successfully.

A successful cardless cash withdrawal request will be valid for a period of 24 hours from the time of creating the request. After expiry of 24 hours, the request will be reversed.

Cash withdrawal from HDFC bank ATM by the beneficiary

The beneficiary will receive a 4-digit One Time Password (OTP) and a 9-digit order ID via SMS once the cardless cash withdrawal request is successfully authenticated.

The beneficiary must visit an HDFC Bank ATM and select the ‘Cardless Cash’ option displayed on the screen. Then, enter details such as OTP, beneficiary mobile number, 9-digit order ID, and the transaction amount.

Once the above details are validated, the cash will be disbursed by ATM.

Transaction limit

Cardless cash withdrawal requests can be initiated for a minimum of Rs.100 per transaction and up to a maximum of Rs.10,000 per day or Rs.25,000 per month for a beneficiary.

Benefits of cardless cash withdrawal:

Convenient

You can create a request by logging into HDFC Bank NetBanking, which is accessible 24/7. You can also use it to transfer cash to a beneficiary just by using their mobile number. The beneficiary need not hold a bank account and can withdraw cash instantly without an ATM / Debit Card. For instance: Suppose you need to send cash to your child who doesn’t have an account. With this facility, you can send money to them instantly through their mobile number.

Secure

This facility is safe and reduces frauds and skimming of Debit Cards at ATMs while transacting.

Click here and get started on your Savings Account!

To take advantage of this convenient service offered by HDFC Bank, India's No.1 Bank*, sign up for an HDFC Bank Savings Account. Based on your requirements, you can opt for a Regular or SavingsMax, Specialé Gold and Specialé Platinum, Women Savings account or any other. And with the InstaAccount page, you can open an account instantly through a digital process. This way, you can skip visiting the bank and complete your video KYC from wherever you are.

Click here and get started on your Savings Account !

Read more about contactless banking here.

*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.

Help & Support
Account Enquires
Local Cash Withdrawal

Withdraw cash locally from our islandwide network of Self-Service Banking Machines or using POSB Cashpoint.

How to do a Local Cash Withdrawal

There are various channels which you may do a local cash withdrawal with us. The most convenient method would be via Self-Service Banking Machines or using POSB Cashpoint.

Locate a Cash Withdrawal Service near you:

Insert your ATM/Debit/Credit Card.
Key in your 6-Digit Card PIN.
- Withdraw from your Primary Account
- Withdraw from Other Account(s)
- Choose a Preset Withdrawal Amount from the Fast Cash List. OR
  Select Choose Another Amount to enter an amount you wish to withdraw.
- Collect your ATM/Debit/Credit Card and Cash.
- Select Cash Withdrawal from the Services List.
- Select the Account you wish to withdraw from.
- Enter the Amount you wish to withdraw and press Confirm.
- Collect your ATM/Debit/Credit Card and Cash.

More information

Withdrawal Denominations - S$10 and S$50 notes at all machines. S$2, S$5, S$10, S$50, S$100 notes at selected machines. Refer to here for more information.
All withdrawals are subjected to daily card limit and machine availability. You may Update your Card Limit via digibank.

Locate a POSB Cash-Point and withdraw up to S$5,000 with any purchase at our participating merchants islandwide*

Make a purchase at our participating outlets*.
Use your DBS/POSB ATM/Debit/Credit Card (linked to a deposit account) to make a Nets payment.
Indicate the Amount you wish to withdraw.
Key in your 6-Digit Card PIN.
Collect your DBS/POSB ATM/Debit/Credit Card, Cash and purchases.

More information

*Participating outlets: Giant / Cold Storage / Market Place / Jasons / 7-Eleven / SingPost / Guardian Health & Beauty / Buzz / HAO Mart / U Stars Supermarket.
All cash withdrawals will be deducted from the card's NETS Limit.
Cash Withdrawal are in multiples of S$10, subjected to individual merchant outlet's cash availability and withdrawal limits.

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Can we withdraw money from ATM without card?

-Click on the Cardless cash withdrawal option. - Enter the amount, followed by the 4-digit temporary PIN, and select the account number from which you want to use to withdraw the money. -You will then need to confirm the details displayed on the pre-confirmation screen. -Click on the submit option.