Capital one credit card application status phone number

This question is about Capital One Credit Cards

Carmen R, Member

@c_rogers 11/12/21 This answer was first published on 04/15/21 and it was last updated on 11/12/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

To check your Capital One credit card application status, simply call (800) 903-9177. Press “3” when you hear the menu, or say “application status.” You will be asked to enter your 9-digit Social Security number to confirm your identity. Once you do so, you will receive a status update. Capital One will also notify you of their decision in writing within 7 to 10 days of your application.

How to check your Capital One credit card application status:

  1. Call (800) 903-9177.
  2. When you hear the menu, say "application status" or press "3."
  3. Enter your 9-digit Social Security number when prompted to verify your identity
  4. Listen for an application status update.

Capital one credit card application status phone number

Tobias Martin, Member

@tabonmars 08/07/18 This answer was first published on 08/07/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Your Capital One application status should be provided instantly, in most cases, by email.If they need additional information, then you will receive a response within 7-10 days. Of course, you can call (800) 903-9177 to check your application status, but it will still take 2-3 days to get a final answer if that's the case.

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People also ask

How long does it take to get approved for a Capital One credit card?

If you apply online or over the phone, it usually takes around 60 seconds to get approved for a Capital One credit card. If not, you will most likely receive a decision within 7-10 business days.

Things to know about Capital One credit card approval time and process:

  • Approval Time: read full answerYou should receive a decision within 60 seconds if you apply online or over the phone. If Capital One needs to collect additional information to make a decision, you will receive a decision via mail within 7-10 days of your application.
  • Delivery Time: You can expect to have your Capital One credit card in hand 7 to 10 business days after approval. Secured credit cards can take 2-3 weeks to arrive after the full deposit is received.
  • Instant Use Feature Available: Some cardholders may be able to use their Capital One credit card before it arrives in the mail. To check if you’re eligible, download the Capital One mobile app and check for your card details under the “Your Card Number” section. If you aren’t seeing this option, you would have to wait for your physical card before you can use it.

You can check the status of your credit card application anytime by calling the number on the back of your card.

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Where can I check my credit card application status?

You can check your credit card application status either online or over the phone, depending on the credit card company. Many credit card applicants receive a decision within minutes, but it can take longer if the issuer needs more information or if it’s a close call between approval and rejection. Some credit card applications stay in pending status for up to 30 days.read full answer

All major credit card companies allow applicants to check their status by calling the main customer service line and following the prompts. Most major issuers – including American Express, Bank of America and Citibank – also offer a way to check your credit card application status online.

How to Check Your Credit Card Application Status with Major Issuers:

Issuer

Phone Number to Check

Option to Check Online?

American Express

(800) 567-1083

Yes

Bank of America

(800) 732-9194

Yes

Barclays

(888)232-0780

Yes

Capital One

Customer Service

No

Chase

(800) 432-3117

No

Citibank

(888) 201-4523

Yes

Synchrony

(877) 379-8173

No

U.S. Bank

(800) 947-1444

Yes

USAA

(800) 531-8722

Yes

Whether you’re trying to check your application status online or over the phone, it can be stressful dealing with a pending credit card decision. Rest assured that even if you are eventually denied, you still have plenty of options.

Approval criteria for credit cards differ from one issuer to the next, and even from card to card with the same issuer. So if you’re denied for one card, it doesn’t mean you can’t be approved for another. For more information, check out this guide on what to do if your credit card application is denied.

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What is the minimum credit score for a Capital One card?

The Capital One credit score requirement is of at least 300, depending on the credit card. For example, applicants with limited or bad credit can get a secured credit card from Capital One, while the best Capital One credit cards overall require at least good credit for approval.

If you’re not sure which Capital One card you’ll be able to qualify for, it’s easy to get pre-qualified for a credit card on the read full answerissuer’s website. You may also want to check your credit score before you apply for any Capital One card, just so you have a better idea of what to expect.

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How do I know if my credit card application is approved?

How do I check my credit card status?.
Visit the bank's official website where the credit card application was originally made..
Look for 'track application status' or 'check application status on the website. ... .
Provide the details required for tracking application status before submitting a request..

How long does Capital 1 take to get back to you after you apply?

If you apply by phone or online, you'll often get a response in 60 seconds. If you submit a paper application, it may take a bit longer. But no matter how you apply, Capital One generally notifies applicants of the decision in writing within seven to 10 days of receiving the application.

How long does it take to get approved for a Capital One Venture card?

You could get an answer in 60 seconds if you apply for a Capital One credit card online or by phone. But it could take longer if Capital One needs more information. And you can expect a written response within seven to 10 days of receiving your application.

How long does it take to hear back after credit card application?

Per federal guidelines, credit issuers are required to send you a notice of your approval or denial within 30 days at the absolute latest. Speedy credit approvals usually take place when your credit application is completely filled out, and your credit score and income are sufficient to qualify without any question.