First time home buyer programs san bernardino county 2022

Brentwood Down Payment Assistance Program

The City of Brentwood offers first-time homebuyers the Down Payment Assistance Program (DAP), which provides funds that go toward the down payment and/or closing costs. Assistance comes in the form of a deferred payment loan program for first-time homebuyers.

CalHFA My Home Assistance Program

The CalHFA MyHome Assistance Program offers applicants a deferred-payment junior loan up to 3% of the purchase price/appraised value of the mortgaged property in order to help make the down payment or pay the closing costs.

Emeryville First Time Homebuyer Loan Program

​The First Time Homebuyer Loan Program that was established by the City of Emeryville  provides down payment assistance to households at or below moderate income. This initiative gets individuals out of the renter’s trap by helping them to pay the heavy, upfront costs of purchasing a home.

GSFA Platinum Program

California’s Golden State Finance Authority (GSFA) created the Platinum Program, which provides low-to-moderate income California homebuyers with down payment and/or closing cost assistance to help them achieve their goals of purchasing a home.

Los Angeles County Affordable Homeownership Program

The Los Angeles County Development Authority (LACDA) provides low- and moderate- income households with down payment assistance via the Affordable Homeownership Program.

Monterey County Down Payment Assistance Program

The FTHB Program provides down payment assistance in the form of a loan, the maximum amount of which may not exceed the lesser of the maximum HOME subsidy limit, 20 percent of the purchase price, or the amount needed as determined by underwriting criteria. The maximum loan amount will never exceed the amount of the primary loan.

Orange County Housing and Development Mortgage Assistance Program

The Orange County Housing and Development Mortgage Assistance Program provides down payment assistance loans to assist low-income first-time homebuyers.

San Diego County Down Payment / CalHome Program

The  San Diego County Down Payment / CalHome Program provides applicants up to 17 percent of the total property price for down payment assistance, and 4 percent (up to $10,000) in closing costs assistance. These funds come in the form of a loan with 3 percent simple interest per year, accrued annually.

Santa Ana Downpayment Assistance Program

Santa Ana’s Downpayment Assistance Loan Program provides eligible applicants up to $40,000 to be put toward the down payment on their new home. These funds are available on a first-come, first-served basis, in the form of a zero-interest loan.

Down payment assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.

FHA.com's compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.

FHA Down Payment Programs Near You

• Alabama Housing Finance Authority Step Up Program
• Mobile County Down Payment Assistance Program
• Affordable Income Subsidy Grant
• Homeownership Down Payment Assistance Program

• Affordable Housing Enhanced Loan Program
• Cook Inlet Down Payment Assistance Program
• Home Opportunity Program
• THRHA Down Payment Assistance Program

• Family Housing Resources Down Payment Assistance
• HOME Plus Program
• Pathway to Purchase Down Payment Assistance
• Pima Tucson Homebuyer’s Solution Program
• Maricopa County Home in Five Advantage Program
• Arizona Homebuyer Down Payment Assistance: HOME+PLUS

• ADFA Down Payment Assistance
• Arkansas Dream Down Payment Initiative
• Jonesboro Homeownership Assistance Program.
• City of Pine Bluff Down Payment Grants
• Crawford-Sebastian Homeownership Center

• CalHFA My Home Assistance Program
• Brentwood Down Payment Assistance Program
• Emeryville First Time Homebuyer Loan Program
• GSFA Platinum Program
• San Diego County Down Payment / CalHome Program
• Monterey County Down Payment Assistance Program
• Santa Ana Downpayment Assistance Program
• Los Angeles County Affordable Homeownership Program
• Orange County Housing and Development Mortgage Assistance Program

• Turnkey Plus Mortgage Program
• Metro Mortgage Assistance Plus Program
• CHAC Down-Payment Assistance Program
• MetroDPA Down Payment Assistance

• CHFA Downpayment Assistance Program
• Fairfield Homeownership Assistance Program
• Hamden First-Time Homebuyer Down Payment Assistance Grant
• HouseHartford Homebuyer Assistance Program

• New Castle County Down Payment Settlement Program
• New Castle County ReVaMP Program
• Delaware State Housing Authority (DSHA) Preferred Plus Program

• DC Open Doors Down Payment Assistance

• Home Sweet Home Hillsborough Program
• Home Ownership Program
• HFA Miami-Dade Mortgage Program
• Broward County Homebuyer Purchase Assistance Program
• State Housing Initiatives Partnership Program
• Orange County Down Payment Assistance Program
• Hardest Hit Fund Down Payment Assistance
• Escambia County Down Payment and Closing Cost Assistance
• Palm Bay HOME Down Payment Assistance Program
• Lee County FirstPlus Program
• Home Key Plus 2nd Mortgage
• Head Start To HOME Ownership Program

• Georgia Dream Homeownership Program
• Homestretch Down Payment Assistance Program
• We DeKalb DPA Program
• Augusta Homeownership Assistance Program
• Neighborhood Works Columbus
• Savannah Dream Maker Home Buyer Assistance Program

• HHOC Down Payment Assistance Loan
• Honolulu Down Payment Loan Program
• Hula Mae Mortgage Loan Program

• Good Credit Rewards Program

• Down Payment Plus Programs
• HOMEbuyer Program
• 1stHomeIllinois
• Community Connections Home Buyer Assistance Program
• City of Alton's Homeownership Program
• Joliet Down Payment Assistance Program
• Kane County First-Time Homebuyer Program
• Normal Homebuyer’s Down Payment Assistance Program
• Romeoville Assist Program

• Lake County Homebuyers Assistance Program
• City of Gary Indiana First Time Home Buyer Down Payment Assistance
• Indiana Home Solution Program

• Cedar Rapids First Time Home Buyer Program
• Dubuque First-Time Homebuyer Loan Program
• Waterloo Down Payment Assistance Program
• FirstHome Plus
• Home$tart and Home$tart Plus Programs

• Kansas Housing Assistance Program
• KHRC First Time Homebuyer Program

• Hardest Hit Fund Down Payment Assistance
• Louisville Down Payment Assistance Program

• Expand to Homeownership
• City of Kenner First Time Homebuyers Assistance Program
• Shreveport Home Buyers Assistance Program
• Southern Mortgage Assistance Program
• Market Rate GNMA Program
• LHC Preferred Conventional Program

• Maryland Mortgage Program
• Home Stretch Down Payment Assistance Program
• ACDS Mortgage Assistance
• Gaithersburg Homebuyer Assistance Loan Program

• Operation Welcome Home
• City of Worcester Down Payment Program
• City of Springfield Down Payment Assistance
• City of Cambridge Down Payment Assistance

• Michigan First Home Down Payment Assistance
• Michigan Next Home Down Payment Assistance

• First Time Homebuyer Program
• Down Payment and Closing Cost Loans
• NeighborhoodLIFT
• Project Reinvest

• Mortgage Revenue Bond
• Smart Solution

• City of Columbia Homeownership Assistance Program
• First Place Loan Program
• First Time Homebuyer Program
• Next Step Program
• Missouri Housing Development Commission DPA Program

• NeighborWorks Montana
• Bond Advantage Down Payment Assistance Program

• NIFA Loan Programs

• Home at Last Access Down Payment Assistance Grant
• Home Is Possible Down Payment Assistance Grant

• Home Flex Plus

• NJHMFA Down Payment Assistance Program

• New Mexico Mortgage Finance Authority - FirstHome and FirstDown Programs
• New Mexico Mortgage Finance Authority - NextHome Program
• New Mexico Mortgage Finance Authority - HomeNow Program

• Homebuyer Dream Program®
• Albany County Rural Housing Alliance Acquisition Grant
• City of Albany Home Acquisition Program (HAP)
• Homebuyer Down Payment Assistance
• First Time Home Buyer’s Program
• NY State Association of Realtors Housing Opportunities Foundation
• Rensselaer County Homebuyer Program
• State of New York Mortgage Agency Down Payment Assistance Loan

• NC Home Advantage Mortgage Program
• HouseCharlotte Program
• Raleigh Homebuyer Program
• Greensboro Homebuyer Down Payment Assistance
• Winston-Salem Home Ownership AssistanceProgram

• Start Program
• NDHFA Downpayment and Closing Cost Assistance Program

• Cuyahoga County Down Payment Assistance Program
• Dayton Down Payment Assistance Program
• Your Choice! Down Payment Assistance Program
• Bowling Green Housing Programs
• Communities First Down Payment Assistance Program
• Toledo Down Payment Assistance

• REI Down Payment Assistance Program
• Oklahoma City Homebuyer Assistance Program
• City Down Payment Assistance Program
• Oklahoma Housing Finance Agency Down Payment Assistance

• Extra Step and Project Reinvest Loans
• First Time Home Buyer Loan Program
• HOME Foundation Buyers Assistance Grant
• City of Portland Down Payment Assistance Loan (DPAL)
• City of Salem First-Time Homebuyer Downpayment Assistance Loan Program (FTHB)

• HOMEstead Downpayment and Closing Cost Assistance Loan
• Keystone Advantage Assistance Loan Program
• Delaware County Homeownership First Program
• Beaver County First Time Buyer Program
• Cumberland County Affordable Housing Trust Fund First-Time Homebuyer’s Program
• Chester County First Time Home Buyer Program

• Housing Works Rhode Island Spring7500 Program
• Rhode Island Housing's Extra Assistance Program

• Homeownership Program
• Richland County Home Ownership Assistance

• HAPI Down Payment Closing Cost Assistance
• Fixed Rate Plus Option

• City of Clarksville First Time Home-Buyers Program
• City of Memphis Down Payment Assistance Programs

• My First Texas Home
• Travis County - Hill Country Home Down Payment Assistance
• 5 Star Texas Advantage Program
• Homeownership Across Texas
• Homes for Texas Heroes Program
• Austin Down Payment Assistance Program
• Harris County Community Services Department DPA Program

• UHC Down Payment Assistance
• CDCU Down Payment Assistance
• West Valley City Down Payment Assistance Grant

• Vermont Housing Finance Agency ASSIST Loan
• Manufactured Housing Down Payment Loan Program

• HOMEownership Down Payment and Closing Cost Assistance Program
• VHDA Down Payment Assistance Grant

• Tacoma Down Payment Assistance Program
• Seattle Downpayment Assistance Program
• Pierce County Downpayment Assistance Program
• Opportunity Downpayment Assistance Loan Program
• HomeChoice Down Payment Assistance Program
• Bellingham Downpayment Assistance
• ARCH East King County Downpayment Assistance Loan
• Home Advantage Down Payment Assistance Loan Program
• Veterans Downpayment Assistance Loan Program

• Movin’ Up Program
• HOMEownership Program

• Easy Close Advantage Program

• Welcome Home Wyoming Program
• Home$tretch Loan Program

What programs are there for first time homebuyers in California?

How much do first time home buyers have to put down in California?

What is the best program for first time home buyers?

Does California have grants for first time home buyers?