In this article we explain how to set up Apple Pay so that you can use your iPhone to pay for things using your bank debit or credit card. Show
You will need to do the following to use Apple Pay on the iPhone, we how to do each step below.
Which iPhones can use Apple Pay?You’ll need a compatible iPhone running the latest version of iOS (find out about the latest version of iOS here).
Apple Pay can also be used on the Apple Watch and some Macs. How to add card to use with Apple PayAs long as your bank is offering Apple Pay you will be able to add your credit or debit cards to use with Apple Pay. You can find out which banks offer Apple Pay here. Before you can use Apple Pay on your iPhone you will need to add your credit and debit cards to the Wallet app. If you have more than one device you wish to use Apple Pay on, you will need to add your card details to each device.
Note: The verification stage doesn’t necessarily have to happen at the same time that you added the card: you can come back later and verify a card that added a card earlier. Just go to Settings > Wallet & Apple Pay, or open Wallet again. How to remove a card from Apple PayYou can also add or remove a card from Apple Pay via Settings on your iPhone
How to pay with Apple Pay with Touch IDTo pay using Apple Pay on your iPhone using Touch ID follow these instructions:
Note: You don’t even need to wake up your iPhone or launch Wallet to use Apple Pay: your phone wakes up as soon as it gets in range of a terminal and initiates the payment process. How to pay with Apple Pay with iPhone XWith the removal of the home button, and therefore Touch ID on the iPhone X, Face ID is used to authenticate Apple Pay purchases. Here’s what you need to do:
If you’re using Apple Pay online or in an app on your iPhone X the device already knows it’s you, but you still need to double-press the side button to confirm that you want a transaction to take place. For example, if you are purchasing an app in the App Store you need to press the side button twice in order to confirm you wish to buy it. You have 30 seconds to complete the transaction – if you don’t hit this deadline, you’ll have to double-press and authenticate again. How to change the card you pay with in Apple PayIf you are wanting to pay with a different card to the one that you usually use in Apple Pay you can change the card in the Wallet app (assuming it is set up and verified). Here’s what to do:
You can also change the card that you use as the default, we will explain how next. How to choose a default card for Apple Pay
Using Apple Pay in the carUK law states that if you use your phone while driving you could get six points on your licence and be fined £200. This has lead to questions regarding whether you can use Apple Pay on your phone to pay for your burger at a McDonalds drive-through, for example. According to the GMP Traffic twitter account, as long as your engine is turned off and your handbrake applied it should be ok – if on the other hand you are driving your car through the drive-through while using your phone then you could be penalised, theoretically. We think it’s unlikely that the police will be hanging around drive-throughs looking for people using their phones, but it’s something to bear in mind. How to use Apple Pay to make payments in appsIf you like to do your shopping inside an app rather than inside a supermarket, you can also use Apple Pay (presuming, of course, that the app works with Apple Pay). Depending on the app, you may have to toggle on a setting to allow the app to access Apple Pay, or to set Apple Pay as your default method of payment. At the appropriate point in the transaction, tap the button to use Apple Pay. This will be labelled with ‘Buy with Apple Pay’, or may just have the Apple Pay logo. Check that the details are correct, as you would with any credit/debit card payment. Also check the payment information and contact details are right and enter any additional information that is requested.(Apple Pay is clever about things like this. You should only need to enter things like billing addresses once, because it will remember them and offer them automatically next time. If Apple Pay is entering the wrong information here go to Settings & Wallet & Apple Pay, scroll to the Transaction Defaults and choose the correct options.) Put your finger on the Touch ID scanner to complete the payment. Author: Karen Haslam, EditorMacworld editor since 2008, Karen has worked on both sides of the Apple divide, clocking up a number of years at Apple's PR agency prior to joining Macworld almost two decades ago. Karen's career highlights include interviewing Apple's Steve Wozniak and discussing Steve Jobs’ legacy on the BBC. Her focus is Mac, but she lives and breathes Apple. How do I set up Apple Pay on my iPhone 8?How to add a debit or credit card on your iPhone. In the Wallet app, tap the Add button . ... . Tap Continue.. Follow the steps on the screen to add a new card.. Verify your information with your bank or card issuer. ... . If you have a paired Apple Watch, you have the option to also add the card to your watch.. Does Apple Pay work on iPhone 8?If you have an iPhone 6, 6 Plus, iPhone 6s, 6s Plus, iPhone SE, iPhone 7, 7 Plus, iPhone 8 or 8 Plus, then you have Apple Pay and it works through the Touch ID fingerprint sensor in the Home button.
Why is my Apple Pay not working on iPhone 8?The simple way to can try to fix the "Apple Pay not working" issue on your iPhone is to restart your iPhone. There are two ways to make it in iOS 11. Method 1: Press and hold the Side button until a slider appears, drag the slider to turn off your iPhone and then hold and press the same button to turn your device on.
How do I tap my iPhone to pay?Navigate to More > Settings > Account > Tap to Pay on iPhone > Enable Tap to Pay on iPhone. Enter your Apple ID and you're ready to accept contactless payments with tap to pay on iPhone.
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