How much do you get taxed per paycheck

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Salary Calculator

Calculate your net pay or take home pay by entering your per-period or annual salary along with the pertinent federal, state, and local W4 information into this free federal paycheck calculator. See FAQs below. Switch to hourly calculator.

FAQs

How do I complete a paycheck calculation?

To calculate a paycheck start with the annual salary amount and divide by the number of pay periods in the year. This number is the gross pay per pay period. Subtract any deductions and payroll taxes from the gross pay to get net pay. Don't want to calculate this by hand? The PaycheckCity salary calculator will do the calculating for you.

Salary rate

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SDI (State Disability Insurance)

FLI (Family Leave Insurance)

Summary

If you make $55,000 a year living in the region of New York, USA, you will be taxed $11,959. That means that your net pay will be $43,041 per year, or $3,587 per month. Your average tax rate is 21.7% and your marginal tax rate is 36.0%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of $100 in your salary will be taxed $36.01, hence, your net pay will only increase by $63.99.

Bonus Example

A $1,000 bonus will generate an extra $640 of net incomes. A $5,000 bonus will generate an extra $3,200 of net incomes.

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NOTE* Withholding is calculated based on the New York tables of USA, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.

Use this calculator to help you determine your paycheck for hourly wages. First, enter your current payroll information and deductions. Then enter the hours you expect to work, and how much you are paid. You can enter regular, overtime and one additional hourly rate. This calculator uses the withholding schedules, rules and rates from IRS Publication 15.

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Use this tool to estimate the federal income tax you want your employer to withhold from your paycheck. This is tax withholding.

See how your withholding affects your refund, take-home pay or tax due.

How It Works

Use this tool to:

Estimate your federal income tax withholding
See how your refund, take-home pay or tax due are affected by withholding amount
Choose an estimated withholding amount that works for you

Results are as accurate as the information you enter.

What You Need

Have this ready:

Paystubs for all jobs (spouse too)
Other income info (side jobs, self-employment, investments, etc.)
Most recent tax return

Your information isn't saved. Learn more about Security.

Don't use this tool if:

You have a pension but not a job. Estimate your tax withholding with the new Form W-4P.
You have nonresident alien status. Use Notice 1392, Supplemental Form W-4 Instructions for Nonresident Aliens.
Your tax situation is complex. This includes alternative minimum tax, long-term capital gains or qualified dividends. See Publication 505, Tax Withholding and Estimated Tax.

Estimator Frequently Asked Questions

W-4 Forms

2020 Form W-4 Questions and Answers
Form W-4 Employee Withholding Certificate
Form W-4P, Withholding Certificate for Pension or Annuity Payments
Notice 1392, Supplement Form W-4 Instructions for Nonresident AliensPDF

After You Use the Estimator

Use your estimate to change your tax withholding amount on Form W-4. Or keep the same amount.

To change your tax withholding amount:

Enter your new tax withholding amount on Form W-4, Employee's Withholding Certificate
Ask your employer if they use an automated system to submit Form W-4
Submit or give Form W-4 to your employer

To keep your same tax withholding amount:

You don't need to do anything at this time.
Check your withholding again when needed and each year with the Estimator. This helps you make sure the amount withheld works for your circumstance.

When to Check Your Withholding

Check your tax withholding every year, especially:

When you have a major life change

New job or other paid work
Major income change
Marriage
Child birth or adoption
Home purchase

If you changed your tax withholding mid-year

Check your tax withholding at year-end, and adjust as needed with a new W-4

If you have more questions about your withholding, ask your employer or tax advisor.

Why Check Your Withholding

There are several reasons to check your withholding:

It can protect against having too little tax withheld and facing an unexpected tax bill or penalty at tax time next year.
It can let you adjust your tax withheld up front, so you receive a bigger paycheck and smaller refund at tax time.

Security

The Tax Withholding Estimator doesn't ask for personal information such as your name, social security number, address or bank account numbers.

We don't save or record the information you enter in the estimator.

For details on how to protect yourself from scams, see Tax Scams/Consumer Alerts.

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Page Last Reviewed or Updated: 22-Sep-2022