I opened a BB credit card earlier this year (March) when I bought my gf a MacBook pro for her bday. They were offering 8% rewards at the time so I figured why not take back $100 to spend on crap I didn't need (which is exactly what I did). Show
Anyway, I immediately paid off the balance and haven't used the card since. It has a $4,000 limit and quite frankly I don't ever envision using it again. I'm uncertain of whether I should just let the card sit there unused or if I should cancel it. Obviously, I'm looking for the option that won't ding my credit score (or the one that will hurt it the least). Any help would be appreciated. Thanks! Last updated on August 31st, 2022 at 10:19 am Are you looking for ways to cancel Best Buy credit card? Perhaps you’ve realized that you could make do with other flexible payment options, have better rates, or just that you don’t want to incur more debt? If that is the case, you are in the best place to get helpful information on how to cancel Best Buy credit card. Besides, you will also discover some other useful information about Best Buy credit cards. Make sure to read this article to the end to get all this information: You can cancel your Best Buy credit card by contacting customer service. You can either contact them by email or over the phone. Canceling your Best Buy credit card by email:
Canceling your Best Buy credit card over the phone:If you want to cancel your Best Buy credit card over the phone, call Best Buy customer care service at (888) 574-1301. You will get to speak to a customer care representative. Inform the representative about your wish to cancel your Best Buy credit card. Make sure you have the information related to the credit card nearby because the representative may need to validate some credentials. How to Improve Credit Score for Best Buy Credit Card ApprovalSome of the things you should consider are maintaining a solid credit history and a steady income. You will also need to reduce your credit utilization. If you are using your existing credit too much, the Best Buy credit card issuers may see it as a sign that you may not pay them back. In addition, you should make sure that you haven’t applied for too much credit in the past. If you have too many credit requests, it will reduce your chances of getting approved for a credit card. Overall, try to remove negative items from your credit report. For example, remove late payments, bankruptcies, charge-offs, liens, judgments, collections, foreclosures, and repossessions. Best Buy Credit Card Rewards and BenefitsHaving the Best Buy credit card means you have automatically joined the My Best Buy shopper loyalty program. As a member of the program, you can earn rewards as points. You can also turn those points into Best Buy rewards certificates. For example, with 250 points, you can get a $5 reward certificate. When you shop at Best Buy, you will get:
If you use the Visa Best Buy credit card, you will get more than 5% back on your purchases. The extra benefits you will get include:
Best Buy also offers a one-time incentive for those who just obtained their Best Buy credit card. This offer could be a total 10% refund in Best Buy points on your first day of purchases after getting your Best Buy credit card approval. If you spend $2,000 on your first Best Buy credit card purchase, you’ll get 10,000 points. You also get free shipping, access to special sales and offers, and 24/7 customer service. Some Advantages and Disadvantages of Getting the Best Buy Credit CardBelow are some of the advantages and disadvantages of getting the Best Buy credit card. Advantages
Disadvantages
Also, the points you can earn are only in increments of either $5 or $6 before you can get enough for reward certificates.
How to Get Approved for Best Buy Credit Card – The Requirements and StepsYou need to have a credit score of at least 690 or 700 to get approved for a Best Buy credit card. In addition, you will need to meet some minimum requirements before you can get a Best Buy card. These requirements include:
If you meet these requirements, you can follow these steps to apply for a Best Buy card.
How to Delete Best Buy AccountThere are different ways through which you can delete your Best Buy account. You can delete your Best Buy account via email:To use this method, simply contact the Best Buy customer support team via email and ask them to delete your account. Follow the process below to send an account deletion request:
Call the Best Buy customer care:You can delete your account by contacting Best Buy directly through “1-888-BEST BUY (1-888-237-8289)”. When you contact them, you will need to provide your account details, including your name, email address, phone number, etc. They will need this information to verify your identity. You can delete your Best Buy account via online chat: Simply contact a representative by going to this page on their website. Inform the Best Buy customer service representative of your wish to delete your account. How to Cancel Best Buy iPhone InsuranceTo cancel your Best Buy iPhone insurance, you can simply call 1-800-433-5778 and follow the prompts. If you ordered your Apple device through Best Buy, you could also cancel your iPhone insurance through your Best Buy account. Go to your account and click on the “protection plans and subscriptions” tab. You will see an option for you to cancel your Apple insurance plan. How to Unsubscribe from Best Buy EmailsHere are different ways to unsubscribe from Best Buy emails:
Read also: Apple Pay Instant Transfer Not Working? Best Fixes How to Cancel AppleCare Through Best BuyHere is a step-by-step guide explaining how to cancel AppleCare through Best Buy:
Is Best Buy Protection Plan Worth ItThe answer to this may be subjective, but we believe the simple answer should be “No.” Getting an extended Best Buy warranty plan is a waste of money. After all, a manufacturer’s warranty covers regular wear and tear, which is what Best Buy’s protection plan covers. So instead of getting a Best Buy protection plan, consider buying products produced by a brand with a good reputation. If you are considering the Best Buy protection plan, think carefully before deciding. Does Best Buy Do Quadpay?No, Best Buy does not do Quadpay. Does Best Buy Take Quadpay?No. Best Buy doesn’t accept payments through Quadpay. What Credit Score Do You Need for Best Buy?Before you can be eligible for a Best Buy credit card, you will need to have a credit score of over 700 Can I Use My Best Buy Citi Credit Card Anywhere?No, you can’t. You can only use your Best Buy credit card at Best Buy stores and on the Best Buy website. ConclusionIf at any time you ever need to cancel Best Buy credit card, you can follow the procedures we’ve highlighted in this article. Besides knowing how to cancel Best Buy credit card, you can also refer to this article for any extra information on Best Buy credit cards.
Can I close my best buy credit card online?You can cancel your Best Buy® Credit Card by calling customer service at (888) 574-1301. The same goes for the Best Buy® Store Card, too. You cannot cancel a Best Buy® Credit Card online.
Does closing a credit card hurt credit score?Closing a credit card could lower the amount of overall credit you have versus the amount of credit you're using (your debt to credit utilization ratio), which could impact your credit scores.
How do I remove my credit card from Best Buy?We ask that you'll give us a call at (800) GEEK-SQUAD or (800) 433-5778 to get that changed.
How do I close my bestbuy account?Yes, you can delete a Best Buy account without logging into it online. Simply call the customer service number. Call 1-888-BEST BUY (1-888-237-8289) if you need to delete a rewards account and 800-856-1215 to delete a credit card account.
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