What is mobile home insurance?If you own a mobile or manufactured home, GEICO can help protect your home, adjacent structures and personal property. Show
Mobile and manufactured homes are essentially the same thing; a manufactured home is just what the government calls them if they were built after June 15, 1976. So, a mobile home policy should work regardless of which name you use for your castle. On the other hand, if you have a modular home (usually delivered in multiple pieces and assembled on your land) you should get a quote for a standard homeowners policy. Why do I need mobile home insurance?You've worked hard to buy your home and the things you own, but sometimes unexpected events like fires or severe hailstorms can cause major setbacks. If you don't have enough cash on hand to repair major damage to your house or replace most of your stuff all at once you're definitely not alone! Fortunately, this is where mobile home insurance can help. What does a mobile home insurance policy cover?Coverage for the structure of your mobile home.Your mobile home policy helps protect your mobile home and structures you own that are on the same piece of land as the home but are not attached to it (such as a shed or detached garage), from all forms of loss unless they are specifically excluded in the policy. Coverage is provided for a wide range of perils including, but not limited to fire, windstorm damage, damage from falling objects, lightning, explosion, and more. In most cases, a regular mobile home policy will not cover your mobile home while it's being moved. Protection for your personal effects.Your policy also includes protection against a wide range of perils for your personal property, whether it's inside the mobile home or in an adjacent structure like a shed. Personal property coverage also applies while your property is away from your home, but with a lower maximum limit and a smaller range of perils insured against. Personal liability protection.In cartoons all you have to do to keep people from slipping and falling is to make sure there are no rogue banana peels lying around. Unfortunately, accidents can happen in the real world and, if you unintentionally cause bodily injury or property damage to someone who doesn't live in your home, you could be faced with large, out-of-pocket expenses due to court costs or damages. Your policy can pay for the medical expenses of someone who does not live in your home in addition to the damages or defense costs due to a covered accidental circumstance. Why GEICO?GEICO will help you set up a policy that is tailored to your needs through the GEICO Insurance Agency. You'll get a policy that's right for you while still paying a great rate and having access to GEICO's top rated customer service. To get mobile home insurance, start by getting your free quote online or by calling us at (800) 841-2964. Please note: The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages. Are you in the market for mobile home insurance in the San Antonio area? We are proud to present this list of providers who have given excellent service to many of our lender clients, as well as individual buyers and sellers. Insurance for manufactured homes is very different from
insurance for site-built homes so it is important to find a company that specializes in mobile homes. PLEASE ASSIST US BY REPORTING ANY CHANGES YOU ENCOUNTER WHEN COMMUNICATING WITH ANY PARTY ON THIS LIST. WE MAKE EVERY EFFORT TO KEEP THE LIST CURRENT AND TRY TO UPDATE IT MONTHLY. WE SINCERELY APPRECIATE YOUR COOPERATION. This section is still under development and will have additions made regularly in response to recommendations from trusted realtor clients and mortgage
sources. Specialized Security for Your Home and Property.At A R M Insurance Agency, we know you’ve worked hard to turn your mobile home into the perfect living space for you and your family, but sometimes accidents like fire or severe storms can cause major setbacks. That’s why we’re committed to serving all of your insurance needs. With a specialized Mobile Home Insurance policy, you can safeguard your home and your belongings in the event of a covered loss. Mobile Home Insurance works much like a typical Homeowners policy and typically includes features such as:
Additional Benefits for Your Mobile HomeWe know how special your mobile or manufactured home is to you, and we’re proud to offer to an exceptional insurance policy that’s designed to meet your budget. You may also qualify for extra savings and discounts simply by having extra security devices installed in your home, or by combining your Mobile Home and Auto Insurance policies. Talk with an insurance specialist at A R M Insurance Agency to learn how you can save with Mobile Home Insurance. How much is home insurance on a mobile home in Texas?Mobile home insurance in Texas costs, on average, $300 to $1,200 per year. These rates will depend on the specific policy you take out, your location, credit history, and more. You can even contact your current home insurance provider in to get a more accurate quote.
Why is mobile home insurance so expensive in Florida?Generally, mobile home insurance is more expensive than the cost of a homeowners insurance policy in Florida for a traditional-style home. That's because mobile homes are more susceptible to damage and therefore more costly to repair.
How much does mobile home insurance cost in California?California Mobile Home Insurance Costs
Mobile home insurance in California ranges from $250 to $1,300 annually. The best way to get a sense of where your premium will fall in that range is to request a quote. Some of the factors that determine your costs include your mobile home's: Type.
How much is insurance on a mobile home in Alabama?Alabama Mobile Home Insurance Costs
The average cost for manufactured home insurance in Alabama is $129 per month, or $1,548 per year, according to insurance review site PolicyAdvice. However, premiums can vary dramatically because they're based on several factors, including: Your zip code.
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