No credit checks car lots near me

Q: Can I get a car with a 500 credit score?

Its possible to get a car loan with a credit score of 500, but itll cost you. People with credit scores of 500 or lower received an average rate of 13.97% for new-car loans and 20.67% for used-car loans in the second quarter of 2020, according to the Experian State of the Automotive Finance Market report.

Q: Does CarMax check credit?

CarMaxs pre-qualification process uses soft credit inquiries and wont impact your credit. When you browse our car inventory with your pre-qualification, youll see personalized terms on CarMax vehicles, including APR, monthly payment, and down payment requirement.

Poor Credit? Bad Credit? No Credit? No Problem! Credit Solutions Found Right Here at Piedmont Honda!

If you have poor credit, bad credit, or no credit at all, you don't have to let that hold you back from living the life and driving the Honda car, crossover, SUV, or truck you want! Here at Piedmont Honda, we understand that life often throws curveballs, we're all human, and everyone makes mistakes. That doesn't mean you don't deserve the ability to drive yourself to work, to pick your kids up from school, and to get around town in a new 2022-2023 or pre-owned Honda model. You may have poor credit or no credit at all, but don't count yourself out just yet! Our finance department is vastly knowledgeable and we're experts at what we do-we have experience working with folks of all types of credit, so your credit problems aren't going to shock or scare us away! Don't let your past hold you back from an amazing future-finance your next Honda with us and start rebuilding your credit and moving forward!

Table of Contents Show

Poor Credit? Bad Credit? No Credit? No Problem! Credit Solutions Found Right Here at Piedmont Honda!
You've Got Questions? We've Got Answers!
Why Offer Bad-Credit Auto Loans?
Do You Offer Loans for New as Well as Used Vehicles?
Will This Hurt My Credit?
Okay, I'm Ready to Buy…What Comes Next?
Is it possible to get a car on no credit check?
Can I get a car with a 500 credit score?
Does CarMax check credit?
How can I get a car with no money or credit?

You've Got Questions? We've Got Answers!

Why Offer Bad-Credit Auto Loans?

We don't think that the number on someone's credit score gives us the entire picture of a person. We all make mistakes sometimes, life tosses us challenges, and we're willing to look past lackluster credit scores to see the person behind!

Do You Offer Loans for New as Well as Used Vehicles?

Indeed we do! Our finance department has worked with credit types and loan types of all kinds. We can help you finance whatever type of vehicle works best for your situation!

Will This Hurt My Credit?

The answer to this depends on you, but as a general rule, it probably won't! Making your payments on time can actually help to improve your credit! A win-win!

Okay, I'm Ready to Buy…What Comes Next?

After you land on that perfect Honda CR-V or Honda Civic, you can take a moment to apply for credit online.

We here at C&P AUTO CENTER GUARANTEED CREDIT APPROVAL to everybody When we say everybody!!!! that means everybody, If we can't get you approved will pay you $500.00.

Bad Credit!! No Problem, Repossess!!!! No Problem, Bankrupt, Foreclosure, No License NO PROBLEM!!!!!, We take all. Dealers around us say we are crazy approving everybody No Problem, we are the bank,we approve everybody we want so come down and visit us or Call us at 323-778-7172 or 888-312-2754.

Things we need to get you approved

1. Proof of Income with a minimum of $850.00 per month

Paystubs.
We accept 3 Recent Bank Statements.
Social Secutity with Direct Deposit, or copies of checks with Award Letter.
Alimony and Child Support.
Copies of Cancelled Checks from your Employer. Have them print it Online from there Bank, Front & Back of checks for 2 month Pay.
Retirement
Temp Employment Service or Agencies.
Job Letter

Question: I get paid cash under the table, can I Qualify?

Answer: Yes, if you Deposit it into the bank. If you can’t prove it, dont worry will find a solution.

2. Proof of Residence.The Banks wants to know where you live.

Light, Water or Gas. Any Utility Bill.
Phone or Cell Bill.
Bank Statement

Any of these Bills need to have your Name and Address where you Live.

Question: I don’t have Any Utilitys Bills under my name Would that be a problem?

Answer: NO!! Just Inform us upfront and will resolve it for you.

3. References Needed

8 References with Name Address and Phone Number.
They must all Live in different Addresses and have different Phone Numbers.
We also need Landlord or Mortgage Name, Address and Phone number and it can’t be used as a reference.

Question: Do I need all 8 references?

Answer: Yes we do need it. Ask Co-Workers, Friends and Family.

4. Bank Account

Not Needed but will give a better deal if you have it
Need 3 Recent month if using as a Income for Self Employed.

Questions: I don’t have any Bank Account, Do I need it to get Approved?

Answer: No, Will get you Approve without the account or Bank Statements.

5. Down Payment

Down payments are hard to give on this page. Each individual will have different down payment requirements. The amount down that is required is a function of your overall credit tier, and the car you want to buy. We will work hard to make sure that your down payment is as affordable as we can make it. Be realistic, if you have a fresh repossession, or two, your down payment requirements will be higher than a person that has paid off a car loan recently. The down payment is also determined by the car you pick out. If you just had a repossession, and you only have $1000 down, please do not expect to buy a lifted F250 Diesel, or a BMW Sports car. We can get you approved, but the vehicle will be dependant on your down payment

If all you have is $1500 and have had 2 Repossessions it will be basic reliable transportation, not a luxury car. Nationaly the average down payment is about $2500.00 but don't worry let us know what you have now and we will try our best.

Let us know what your situation is, Here at C & P Auto Center our main goal is to make sure that you can afford to make the payments on your new car. That includes the Down Payment, and the monthly payment so that you can get re established

We do not want to let you get into a position where you can not afford to make the payments, and let your chance at new credit get ruined.

Question: I don't have my down payment all today, but you have the car I really want now, what do I do?

Answer: Call us, or submit an application

If you agree to the terms, we will make sure you don't miss out on your car.

6. Driver License or Social Security

No Matter where your driving License from.
No Social Security Just bring your ITIN Card or Letter from the IRS

Question: Can I still get Approved without a Driver License or Social Security?

Answer: Yes!! Just Bring your ID and Just Bring your ITIN Card or Letter.

Is it possible to get a car on no credit check?

Yes. Lenders are not legally obliged to check your Credit Score before offering you Car Finance, though it's a widely accepted practice to do so. Specialist lenders can offer Car Finance without a Credit Check but may charge higher fees, which will increase the cost of the Finance over time.

Can I get a car with a 500 credit score?

It's possible to get a car loan with a credit score of 500, but it'll cost you. People with credit scores of 500 or lower received an average rate of 13.97% for new-car loans and 20.67% for used-car loans in the second quarter of 2020, according to the Experian State of the Automotive Finance Market report.

Does CarMax check credit?

CarMax's pre-qualification process uses soft credit inquiries and won't impact your credit. When you browse our car inventory with your pre-qualification, you'll see personalized terms on CarMax vehicles, including APR, monthly payment, and down payment requirement.