Best customizable cash-back card Show
If you find that other cash-back cards don’t exactly match your lifestyle and spending habits, you’ll like the flexibility of the Bank of America® Customized Cash Rewards credit card. You have the power to pick your bonus category each month, which can appeal to those who don’t have traditional spending habits. (Partner offer)
At a glanceRewards Rates
Intro Offer $200 $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening Ongoing Penalty APR Up to 29.99% APR Ongoing Cash Advance APR See Terms Ongoing Balance Transfer APR See Terms Introductory Balance Transfer APR See Terms Ongoing Purchases APR See Terms Introductory Purchases APR See Terms Recommended Credit 670-850 Excellent/Good More details
At a glanceRewards Rates
Intro Offer $200 $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening Ongoing Penalty APR Up to 29.99% APR Ongoing Cash Advance APR See Terms Ongoing Balance Transfer APR See Terms Introductory Balance Transfer APR See Terms Ongoing Purchases APR See Terms Introductory Purchases APR See Terms Recommended Credit 670-850 Excellent/Good More details
Our TakeOverviewThe Bank of America Customized Cash Rewards card empowers the cardholder to choose their bonus category each quarter (to earn 3% cash back on up to $2,500 in combined purchases per quarter). Pros
Cons
Who is this card good for?The best candidate for this cash-back card would be someone who already owns a checking or savings account with Bank of America and want to apply for their first no-annual-fee cash-back credit card. That’s because the rewards add up even more if you’re eligible for the Bank of America Preferred Rewards program. You’ll qualify for the lowest level (Gold) if you have $20,000 to $49,999 in your Bank of America deposit accounts, which will get you a 25% points bonus on all your purchases. The highest tier in this program offers a whopping 75% more points than the current rates, meaning this card will provide tremendous value on your everyday purchases for Bank of America fans.
Earning RewardsWith a 3%/2%/1% rewards scheme, you get to pick where you spend the most each quarter from gas, online shopping, dining, travel, drug stores or home improvements and furnishing. Regardless of which category you pick, you can earn 3% cash back and furthermore, this credit card is a fantastic everyday card, thanks to its 2% rewards rate at grocery stores and wholesale clubs (3% and 2% applies to the first $2,500 in combined choice category/grocery/wholesale club purchases spent each quarter; then 1%). Frequently asked questions
Keep readingWhat is customized cash rewards Bank of America?The Bank of America Customized Cash Rewards credit card is one of a few of the best cash back credit cards on the market that allows you to not only pick one of six 3 percent cash back bonus categories, but also swap out your choice once per month.
What is the credit limit on Bank of America customized cash rewards?FAQs. The credit limit for the Bank of America® Customized Cash Rewards credit card is usually at least $1,000 and can be much higher, with some cardholders reporting limits of over $50,000. Bank of America uses your income, credit profile, and other information to set your card's credit limit.
What is the limit on Bank of America cash rewards card?Does the Bank of America® Cash Rewards credit card have a cash-back limit? There's no limit to how much you can earn with the Bank of America® Customized Cash Rewards credit card. The card's bonus rewards are capped at $2,500 in combined spending per quarter.
How much is 50000 Bank of America points worth?50,000 online bonus points offer (a $500 value)
Plus, access to world class travel perks: travel and purchase protections, luxury hotel collection and concierge service. This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank.
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