Sign up for a wells fargo account

Navegó a una página que no está disponible en español en este momento. Seleccione el enlace si desea ver otro contenido en español.

Página principal

Personal
Savings Accounts and CDs (Time Accounts)

Savings Accounts and CDs (Time Accounts)

Save for rainy (and sunny) days

with a Way2Save® Savings account.
Open with $25.

Simple savings account solutions

Way2Save® Savings

Build your savings—automatically

Save As You Go® automatic transfer option
Monthly or daily automatic transfer options
Optional Overdraft Protection for your checking account
Monthly service fee: $5 (how to avoid this fee); open with $25

Learn more

Open now

Platinum Savings

Access our highest savings interest rates

Higher rates may be available with a Relationship Interest Rate
Check writing and automatic transfer options
Optional Overdraft Protection for your checking account
Monthly service fee: $12 (how to avoid this fee); open with $25

Learn more

Open now

Wells Fargo CDs

A Wells Fargo CD (also known as a Certificate of Deposit or a Time Account) provides a guaranteed rate of return, even during uncertain times.

No monthly service fee; open with $2,500

Open now

Compare all savings accounts and CDs

Account management tools

Financial education

Empower yourself with the Financial Guide, with resources that range from financial basics to retirement.

My Savings Plan®

The online tool My Savings Plan® helps savings customers plan, monitor, and save to reach financial goals.

Personalized budget

Track spending, devise budget goals, set up account alerts, and efficiently manage expenses with Budget Watch.

Privacy and security

Your account safety has been a top priority for 160 years. We continue to work to help protect your financial information.

Still have questions?

For questions about new
accounts.

For existing accountholders or questions:
1-800-869-3557

More options to explore

Checking

Get a student checking account
Compare checking accounts
Checking and Savings FAQs

Avoid the monthly service fee when you maintain a $3,500 minimum daily balance each fee period.

Save As You Go®

A qualifying Save As You Go transfer is an automatic transfer of $1 from your linked Wells Fargo checking account to your Way2Save Savings account each time you (or any authorized signer or joint owner) use your debit card for a one-time purchase or complete a Bill Pay transaction through online banking, and the one-time debit card purchase or Bill Pay transaction posts to the account. We reserve the right to determine through our sole discretion if a particular transaction is a qualifying transaction.

Avoid the monthly service fee when you have one of the following each fee period:

$300 minimum daily balance
1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account
1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account
1 or more Save As You Go® transfers from a linked Wells Fargo checking account
Primary account owner is 24 years old or under

Manage your accounts at anytime

Monitor your balances and activity, and set up alerts, using a mobile device or desktop

Enroll Now Sign On

Access account activity

Check current balances, view up to 18 months of transactions, access images of your checks, and confirm deposit details.

Account activity

Bank with our mobile app

A quick and convenient way to pay bills, deposit checks, and more, right from your mobile device.

Mobile app

Set up alerts

Receive updates on balances, account activity, or upcoming payments — without having to sign in.

Alerts

Turn cards on or off

Manage account access, turn your cards on or off, view recurring payments and subscriptions, and more.

Control Tower®

View documents online

Help reduce the risk of fraud by going paperless. We'll send you an email when your documents are available.

Online documents

Use financial software

Integrate your accounts in Wells Fargo Online using personal finance software and enjoy easy and seamless financial tracking.

Quicken®

FAQs

Forgot password/username
Access online statements
Report identity theft
Set up alerts

Resources

Online Access Agreement
Set up direct deposit
Avoid issues while traveling
Banking made easy

How do I set up an account with Wells Fargo?

How do I open an account? You can apply online or in person: In just minutes you can apply through Wells Fargo Online^® for a checking or savings account, credit card or loan. Or visit a Wells Fargo branch near you.

What do I need to open an account at Wells Fargo?

Checking account: A checking account can be opened individually or jointly, and you'll need your basic information, Social Security number, driver's license, and a minimum opening deposit amount. Most checking accounts come with checks, some don't - choose which you'll need.

Can you open a Wells Fargo account for free?

No matter which one you choose, you can open it online or in person with the required personal information and a $25 opening deposit. Once you open your account, you'll be subject to monthly maintenance fees, but Wells Fargo will waive those fees if you meet specific requirements.

How much is it to open a Wells Fargo account?

1 $50 minimum opening deposit for Wells Fargo store and business banking locations. For Wells Fargo Phone BankSM or Wells Fargo Online® Banking the minimum opening deposit is $25.