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Prev Next Daniel Acker/Bloomberg via Getty Images 4 min read Published December 30, 2022 CheckmarkExpert verified Bankrate logoHow is this page expert verified? At Bankrate, we take the accuracy of our content seriously. “Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Their reviews hold us accountable for publishing high-quality and trustworthy content. About our Review BoardWritten by Matthew Goldberg Written by Matthew GoldbergArrow RightConsumer banking reporter Matthew Goldberg is a consumer banking reporter at Bankrate. Matthew has been in financial services for more than a decade, in banking and insurance. Matthew Goldberg Edited by Nell McPherson Edited by Nell McPhersonArrow RightBanking editor Nell McPherson is the banking editor at Bankrate, where she leads a team of reporters dedicated to helping readers make the best decisions about their savings and checking accounts, CDs and money market accounts. Nell McPherson Reviewed by Robert R. Johnson Reviewed by Robert R. JohnsonArrow RightProfessor of finance, Creighton University Robert R. Johnson, Ph.D., CFA, CAIA, is a professor of finance at Creighton University and chairman and CEO of Economic Index Associates, LLC. |